Our Services

At International Mortgages 4 You, we specialise in finding intelligent, effective and flexible solutions for those who do not quite match up to the strict Spanish lenders. It is in this area that we differ from the majority of international brokers.

We offer our clients a broad range of competitive rates with both Spanish lenders and UK lenders alike, through accessing our large panel of Spanish lenders and every lender in the UK. This enables us to offer unique solutions to your specific requirements including sterling mortgages secured solely on a Spanish property, full term fixed rates and a potential borrowing of up to and over 100% of the property value.

When it comes to buying property overseas, there are also many additional factors to take into consideration alongside the mortgage.

Because you are purchasing in a foreign country with completely different laws and culture, the process is completely different to the UK. As you are probably already aware, there are potential problems in Spain that are unthinkable in the UK. For example, the well publicised land grab laws (click here to find out more), where the government can compulsorily purchase land can have, and has already had, a negative effect on English buyers in Spain.

The reason for these problems is not the law itself in Spain but the way the law is enforced. There are generally less regulatory bodies such as the FSA and the different relevant professions are subject to much less control.

At International Mortgages 4 You, we provide a completely professional service for every clients mortgage requirement. We apply the same compliance standards for overseas mortgages as set out by the Financial Services Authority for UK mortgages. We are unique in the service we provide as overseas mortgages are not regulated by the Financial Services Authority and there is no comeback for clients using 'rogue traders'. We provide a one-stop shop for purchasing in Spain and give advice on all areas including:

• Free Land Registry Check - The only sure-fire way to avoid land grab
• Obtaining N.I.E numbers - Essential for any financial transaction in Spain
• Lawyer Recommendation - We only recommend the best
• Currency Traders - We use market leaders for service
• Life Assurance - We can arrange low cost life assurance
• Buildings and Contents Insurance - Free quotes